Sometimes, in order to reach savings goals, an institution may require depositors to keep their money in a certificate of deposit for a couple of years. But at?New Horizons Credit Union, members only have to keep their money on deposit for 24 months to earn an impressive interest rate of 0.96% APY.
New Horizons Credit Union?is offering?CD rates?well above the national average.?Earning CD rates this high while only locking up money for two years is a trade off that is well worth it.
24-Month CD Terms and Conditions
New Horizons Credit Union only requires a minimum deposit of $500 to earn the stated CD rates?of 0.96% APY. If depositors withdraw any portion of the principal before the maturity term of 24 months, a penalty will apply. Like all deposits at the credit union, CDs are subject to federal insurance.
About?New Horizons?Credit Union
New Horizons Credit Union, formerly known as Scott Southern Division Employees Credit Union and Scott Credit Union was formed in 1950 in Southwestern Alabama. As an active local organization, the Credit Union is owned by local member and participating in local churches, events and charities.New Horizons Credit Union is insured by the National Credit Union Administration (NCUA), virtually ensuring risk-free for savings. The Credit Union offers a wide range of financial services to its members, including savings, banking services and a variety of consumer and mortgage loans. Notably, the Credit Union consumer loan options cover many relevant needs of its members such as for car and truck, motorcycle and RV, farm equipment, and others. All members of the Union also enjoy free membership fee along with all of the core benefits.
Other Terms and Conditions may apply. Additionally, interest rates are based on the institution?s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
Source: http://www.gobankingrates.com/cd-rates/2-year-cd/new-horizons-credit-union-0-96-apy/
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